Comments on: Bad Credit Car Loans up to $30,000 with %95 Approval

By: Deni

Deni — Wed, 07 Oct 2015 08:33:02 +0000

At the moment, I also took this loan. So far, everything is fine!

By: Miriam Berman

Miriam Berman — Mon, 15 Jun 2015 17:42:57 +0000

Hello Jeff,

Thanks for getting in touch. One of our lenders should be able to help you since you have a consistent amount of income/month. I would suggest contacting one of our car loan providers including Canada Drives. You can apply for a car loan through our website. I would also suggest looking at this page – http://www.bad-credit-loans.ca/cant-get-car-loan-dont-know-turn/ – for some further guidance.

Good luck, Miriam

By: j-f

j-f — Fri, 12 Jun 2015 00:57:05 +0000

Hi, I am currently paying off a consumer proposal and I was wondering if I would still be able to qualify for a car loan. Price range would be around $20000.00. My gross monthly income is $5850.00. Been working at the same place for over 8 years.

By: Miriam Berman

Miriam Berman — Tue, 09 Jun 2015 18:13:06 +0000

Hi Steve

Thanks for your message. You would need to ask one of our lenders. They will be looking at your income & debts so it depends on your overall debt situation too & your credit rating.

I would suggest that you visit – http://www.bad-credit-loans.ca/find-personal-loan-option/ – and apply through one of the loan providers on here.

Thanks,
Miriam

By: Steve

Steve — Sun, 31 May 2015 15:32:38 +0000

Hi,
My vehicle is coming to the end of its balloon finance term with a $15K buyout balance which I would like refinance and a black book value of approx. $21K. Unfortunately my income is commission based and circumstances over the past two years have led to a significant reduction that led to my having to file a consumer proposal a few months ago, which has been accepted by creditors. Is there any way that lenders would consider a 15K loan secured by the vehicle based on its value versus the loan amount (ie. 21K vs 15K) given my credit status?

Thx

By: Miriam Berman

Miriam Berman — Wed, 20 May 2015 20:15:00 +0000

Hi Karon,

Are you based in Canada? If so you should try to look for a personal loan on our Personal Loans page – http://www.bad-credit-loans.ca/find-personal-loan-option/. On this page, there are a range of links to some of our lenders that can help you.

Good luck, Miriam

By: Karon

Karon — Sun, 17 May 2015 02:09:54 +0000

Hello,

We are looking for a car loan for my Husband, He has a “fair” credit score and one thing on his report that is in collections but that will be cleared off his report in January, (6 years to not be public record anymore). He is currently working for himself and has been unemployed for the last 3 years aprox …. what can we use as proof of income???? self employed since Aptil 2015

Thank you

By: Miriam Berman

Miriam Berman — Wed, 13 May 2015 20:02:10 +0000

Hi Amanda

I’m really sorry to hear about this – it isn’t nice when you are actively trying to get back on your feet. The Ontario Works program is designed to help you get back on your feet – it shouldn’t work against you if you are looking for a loan so you can work! I know you know this but I want you to understand that I can appreciate how hard this situation must be for you – especially with a baby to look after.

Have you considered debt consolidation or seeking some advice from a free Canadian debt assistance program? One in particular is http://www.nomoredebts.org/. They may be able to help you get the $1000 loan to fix your car as they may link you to resources that are sponsored by the government. I’m not sure how much you are earning from the Ontario Works program but if you are making money, you could always consider shorter term loans. I would express a word of caution of lending too much from a short-term loan provider if you can’t pay it back right away. Since you’ve stated you need to pay it back in a couple of years that is likely the case. I would also suggest trying the lenders on this page – https://www.bad-credit-loans.ca/find-personal-loan-option/. Hopefully someone can help you.

Please keep us posted on how things work out, Miriam

By: Amanda

Amanda — Wed, 06 May 2015 15:48:04 +0000

I have tried everywhere to get a $1000 loan to fix my engine in my car, no one will help me anywhere & I am now having to walk everywhere with my 10 month old daughter, while my car sits at the shop. I have been to these two sites and no lender will help. I need a loan that I can pay back in a couple years. I am just starting a business & in the meantime is on Ontario Works. Maybe that is why no one will help me. It is the people on Ontario Works that can’t afford if there vehicle breaks down & they need a loan.

By: Miriam Berman

Miriam Berman — Sat, 25 Apr 2015 21:25:33 +0000

Hi Nicole

Thanks for your message. We aren’t the loan provider but the links on our site provide contacts to our lenders. To get a loan you will have to provide general information around employment/income as well as debts. It is similar to any personal loan that you would apply for – our lenders will use different criteria normally that often can help individuals with less than desirable credit.

I hope that helps, Miriam