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When is it Beneficial to Use a Credit Card Over a Line of Credit?

Miriam Berman — Fri, 21 Jul 2017 03:25:17 +0000

There are many benefits to using a line of credit and a credit card. Both can offer a variety of advantages and disadvantages alike, and can serve a variety of financial purposes. With that being said, perhaps there are times when one can be more effective than the other. In this instance, there are those

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Is it Safe to Get a Personal Loan Online?

Miriam Berman — Tue, 11 Jul 2017 21:15:12 +0000

While sometimes we are on top of our finances, other times we can certainly find it a huge challenge. On top of that, if you have bills and debts to pay off, this can seem like a relentless, uphill battle. With bad credit however, it may still be necessary to apply for some additional credit,

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3 Ways Bankruptcy Impacts your Credit Report

Miriam Berman — Sat, 08 Jul 2017 22:58:18 +0000

Your credit report is an important piece of your personal financial landscape. In many cases, this can mean the difference in how successful you will be in obtaining future credit. Since this report is essentially a record of all your financial actions – the good and the bad, in the case of financial difficulties such

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2 Times That a Personal Loan Could Help You

Miriam Berman — Tue, 30 May 2017 23:23:08 +0000

Throughout our lives, there are a variety of financial issues that are likely to crop up – sometimes with very little notice. Since these financial situations can be very detrimental to your ability tom continue to manage your monthly bills and payments, they can leave you wondering what to do. Well, one option is to

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2 of the Best Ways to Develop an Emergency Fund

Miriam Berman — Sun, 30 Apr 2017 00:47:39 +0000

While managing finances is often a bit of a juggling act, one area of our finances that is just as important as the all the others, is of course saving money. One such type of savings comes in the form of an emergency fund. These funds can serve a variety of purposes, ultimately however, they

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3 Signs that Debt Consolidation May be Right for You

Miriam Berman — Mon, 24 Apr 2017 23:49:29 +0000

Debt – the dreaded D-word. While some debt is not a bad thing having a lot of it can certainly be very problematic and limiting in many ways. If you have been trying to pay off your debt, yet not been very successful, this is likely to lead you to search for an effective debt-relief

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Should I Get a Line of Credit to Pay off My Credit Card Debt?

Miriam Berman — Wed, 29 Mar 2017 23:57:58 +0000

Is your credit card debt keeping you up at night? While it is common for individuals to carry some credit card debt, it can however become too much for them to manage, raising rather significant financial concerns that can lead to extreme debt and a very bad credit score. If this is position you find

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3 Ways to Save this Spring

Miriam Berman — Wed, 22 Mar 2017 23:14:33 +0000

With spring officially here, you may have begun to already think about how you will go about doing a little spring cleaning around your own home. While some of us either love or hate the idea of having to clean up after the remnants of the previous winter season, one thing is for sure, spring

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Is it Better to Finance or Lease a New Car?

Miriam Berman — Sat, 18 Mar 2017 14:37:47 +0000

Is a new car in your future? While there are many decisions you are likely to have to make, one may also be whether or not you will finance or lease a vehicle. Each year, many drivers opt for one course of action over the other and yet the reality is, there are various pros

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3 Ways a Mortgage Broker Can Help Me Save Money

Miriam Berman — Tue, 14 Mar 2017 23:45:02 +0000

Thinking about buying a home this year? If so, well it will likely come as no surprise to you that becoming a homeowner can be a very expensive venture. Not only is buying a home a huge financial undertaking, it can also be extensive by nature, revealing a series of hoops you’ll have to jump

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