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When is it Beneficial to Use a Credit Card Over a Line of Credit?

Miriam Berman — Fri, 21 Jul 2017 03:25:17 +0000

There are many benefits to using a line of credit and a credit card. Both can offer a variety of advantages and disadvantages alike, and can serve a variety of financial purposes. With that being said, perhaps there are times when one can be more effective than the other. In this instance, there are those

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3 Steps to Escape Credit Card Debt

Miriam Berman — Thu, 26 Mar 2015 02:01:33 +0000

Debt can certainly be a huge cause of grief and stress and many other negative feelings you can think of. One of the main debt areas that seems to continue to plaque us and lead us into further financial difficulty is of course, credit cards. For this very reason, many of us are also always

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3 Times to Say “Yes!” to Changing your Credit Card

Miriam Berman — Fri, 20 Mar 2015 17:38:32 +0000

When discussing various important elements of your financial situation, one of the areas that is likely to be front and centre, are credit cards. While it is true that not every Canadian does own a credit card, the reality is that many do – often also possessing even 2 or more. For much of the

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Are you accumulating credit card debt from XMAS?

Miriam Berman — Sat, 28 Feb 2015 00:32:16 +0000

Even though 2014 has come and gone the reality is that it has only been a couple of months since December and our favourite holiday, Christmas. For many of us, Christmas may be an extremely expensive time of year – while it is certainly can be very joyful, this joy can also cause us to

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Re-evaluate your Credit Card before 2015

Miriam Berman — Sat, 29 Nov 2014 23:39:57 +0000

Like most people, we rely on our household credit cards more and more all the time. Also at times, it has become difficult to manage the payments and stay on top of the interest levels – and basically use them as effectively as possible. This thought has got me thinking that maybe this is a

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Taking Responsibility for a Bad Credit Situation – a friend’s tale…

Miriam Berman — Fri, 17 Jan 2014 21:30:00 +0000

Since I started telling friends and family about my financial goals this year, I’m amazed to hear some of the stories. I guess since I opened up the floodgates many people feel comfortable to tell me their own stories of how they improved their credit rating and got on a better financial track. Admittedly, it

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