Bad Credit Loans » credit cards

4 Ways to Save Before Your 20th Birthday

Miriam Berman — Thu, 27 Apr 2017 23:44:25 +0000

Soon enough you will be celebrating your 20th birthday and saying goodbye to the teenage years. Are you ready?? If your answer to this question is NO, perhaps this has something to do with the fact that you are not ready to take on some of the more adult responsibilities that come with entering this

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Is it Better or Worse for my Credit Score to Close an Old Credit Card?

Miriam Berman — Mon, 07 Nov 2016 02:53:15 +0000

Dealing with credit can be a daunting task. There are many reasons for this, one being that there are many conflicting ideas on what is the best way to deal with a particular credit issues. For example, is it better or worse to close out an old credit card? More specifically, how will this affect

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3 Tips to Using your Credit Card Without Hurting your Rating

Miriam Berman — Thu, 26 May 2016 20:13:39 +0000

Something can definitely be said for knowing actually what you are getting yourself into before you start using a credit card. With so many credit cards on the market as well as so many rules attached to their usage, you will want to educate yourself about effective credit card management as well as examine your

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Should I Close a Loan or Keep it Open and Unused?

Miriam Berman — Thu, 29 Oct 2015 00:13:51 +0000

As you may already be aware, there are plenty of reasons why your credit score may take an unwanted tumble. It can also turn out that you are struggling with bad credit, and your credit score has continued to decline. This may then lead you to think about a variety methods of changing this situation

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Do Secured Credit Cards Help you Repair your Credit?

Miriam Berman — Sat, 22 Aug 2015 00:07:15 +0000

One rather finicky predicament that many Canadians find themselves in, is having bad credit. I’m sure this is nothing new to hear – although maybe it just is not something you have had to deal with thus far. If, however you are reading this – then perhaps time’s have changed and you have encountered some

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The Added Benefits of your Credit Card While you Travel

Miriam Berman — Sat, 27 Jun 2015 20:29:14 +0000

Do you have summer travel plans on the brain? Whether you are travelling abroad or planning a across country adventure – one reality that you will want to factor into your travel plans is how you are going to pay for all aspects of the trip. While you may choose to make purchases with cash

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When is Paying with your Rewards Credit Card Worth it?

Miriam Berman — Mon, 25 May 2015 20:34:09 +0000

Credit, credit, and more credit. With all of the many credit cards on the market, knowing which one to choose can sometimes be a challenging endeavour. From low interest to points credit cards, knowing your personal spending behaviour as well as the ins and outs of each credit card type is extremely important. Focusing today

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Don’t Let April Showers Rain on your Debt

Miriam Berman — Wed, 15 Apr 2015 16:06:23 +0000

Don’t Let April Showers Rain on your Debt – take steps to avoid bad debt now! There are lots of reasons that lead us into debt. Sometimes it may be one major financial decision that can bring about a debt load that is uncontrollable. Other times, it may stem from a series of small financial

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3 Steps to Escape Credit Card Debt

Miriam Berman — Thu, 26 Mar 2015 02:01:33 +0000

Debt can certainly be a huge cause of grief and stress and many other negative feelings you can think of. One of the main debt areas that seems to continue to plaque us and lead us into further financial difficulty is of course, credit cards. For this very reason, many of us are also always

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3 Times to Say “Yes!” to Changing your Credit Card

Miriam Berman — Fri, 20 Mar 2015 17:38:32 +0000

When discussing various important elements of your financial situation, one of the areas that is likely to be front and centre, are credit cards. While it is true that not every Canadian does own a credit card, the reality is that many do – often also possessing even 2 or more. For much of the

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