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3 Tips to Using your Credit Card Without Hurting your Rating

Miriam Berman — Thu, 26 May 2016 20:13:39 +0000

Something can definitely be said for knowing actually what you are getting yourself into before you start using a credit card. With so many credit cards on the market as well as so many rules attached to their usage, you will want to educate yourself about effective credit card management as well as examine your

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4 Ways Identify Theft can Hurt your Credit Score

Miriam Berman — Sun, 23 Aug 2015 00:11:03 +0000

By now you have probably heard that having a bad credit score can wreck a whole lot of havoc on your finances – including your inability to acquire a loan. You also may be aware of certain payment behaviours and account activity on your part that can cause your credit score to decline. There is

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When to Contact a Credit Bureau

Miriam Berman — Mon, 29 Sep 2014 22:48:59 +0000

While many people are aware of what a credit score means – for the most part, it is also often true that they may not be as aware of what actually goes into a credit file or report. For example, if you are applying for a loan and are told your credit score is not

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Will the Bad Debt Habits of my Partner Impact my Own Credit Rating?

Miriam Berman — Sun, 20 Apr 2014 09:03:17 +0000

In addition, to the many other financial matters on my mind – I have been wondering lately about how my husband and my individual credit situations impact each other’s credit rating. I have been working really hard at keeping a lid on our family debt and my husband has been doing the same. Since February, we’ve

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What’s the impact of student loan debt?

Miriam Berman — Fri, 11 Apr 2014 18:40:51 +0000

As I said in my last post, my husband & I worry about how to fund our child’s post-secondary education. Pursuing post-secondary education is a very admiral goal and being accepted a major accomplishment. Preparing for this endeavor takes a lot of advanced planning on the part of the parents and the students. A priority

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What to Expect When Your Credit Rating Goes up?

Miriam Berman — Sat, 01 Mar 2014 09:35:11 +0000

Today’s discussion …. your credit rating! No need to worry if this sounds a bit daunting – this time, I will be talking about what to expect when your credit rating goes up! So it’s a good thing! Most people probably know that your credit score is like the window to your soul, your financial

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