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How is the CRA Cracking Down on Taxes and Who Will be Affected?

Miriam Berman — Mon, 17 Apr 2017 23:35:53 +0000

Just as tax season is on the minds of many Canadians at this point in time, there are some important changes made by the CRA (Canada Revenue Agency) this year, that are sure to have some major implications for Canadian taxpayers. For starters, a recent crack down on taxes have been implemented, which address the

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Missed the RRSP Deadline? Here are 3 Other Ways to Save

Miriam Berman — Mon, 06 Mar 2017 00:17:03 +0000

By now you are likely to be putting in the time to complete your taxes, with RRSPs perhaps being a part of your tax file this year. With the deadline for your RRSP contributions being March 1st, you may unfortunately have missed out on topping up your RRSP and thus not being able to receive

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Will it be More Affordable to Buy a Home in 2017?

Miriam Berman — Wed, 28 Dec 2016 22:55:27 +0000

While the word two or three months ago was that the Canadian Housing Market was set to slow down at some point in 2017, the question now is, are housing experts still conveying the same story now that we are only a few days away from the first of the year? If you, like many

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Are House Prices Seasonal?

Miriam Berman — Tue, 25 Oct 2016 00:08:02 +0000

If you are thinking about buying or selling your home, you will have many important decisions ahead of you. While sometimes you may not have much of a choice regarding the time of year you will be buying or selling a home – other times you may want to also factor in whether or not

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Is Now the Ideal Time to Get a Mortgage?

Miriam Berman — Wed, 31 Aug 2016 15:06:38 +0000

The truth of the matter is that a mortgage is one of – if not the most expensive financial responsibility individuals will have to manage in their adult lives.While most people are fully aware of this reality, they may still question whether or not is it a good idea to move forward with the home

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Will My Student Debt Hurt My Credit Report?

Miriam Berman — Tue, 16 Aug 2016 02:49:41 +0000

While student debt is debt none-the-less and can typically contribute to a large portion of your overall debt – it is important to identify how exactly this type of debt affects your credit report. Establishing a credit score is one of the most important steps towards creating a strong credit history. Students in particular, can

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What can a Debt Consolidation Company Do for You?

Miriam Berman — Thu, 21 May 2015 20:28:26 +0000

Sometimes our debts just become far too unmanageable. At this stage of the game, it may be a good idea to get in contact with a debt consolidation company for support with your personal financial debt-relief plan. Debt consolidation plans typically involve combining two or more loans into one loan – most often with a

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Why are so Many Canadians in Debt?

Miriam Berman — Wed, 05 Nov 2014 02:41:17 +0000

Across the provinces, many Canadian’s are struggling to keep up with their finances. Why you ask . . . the simple answer here is because of debt. The longer answer and the reality of the matter is that there are many reasons why we get into debt and how it continues to creep up on

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Falling Back into a Healthy Debt Situation

Miriam Berman — Sat, 06 Sep 2014 18:26:00 +0000

If you are like us, we’re pleased that we had a great summer and were able to spend time relaxing or going on some new adventures. If you are also like us and many other families for that matter, it is also likely that you have spent a sizable amount of money this summer. While we

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Education is the Key to Future Money Management

Miriam Berman — Fri, 13 Jun 2014 21:18:29 +0000

Like many things in life, knowledge is power. Until we go out to get a loan, many of us don’t even know that we may be in a bad credit situation. Part of coming to terms with this is learning about managing personal finances from an early age. We spoke to Christopher Burns from This

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