Bad Credit Loans » mortgages

Do Higher Interest Rates Impact Housing Prices?

Miriam Berman — Fri, 11 Aug 2017 14:33:35 +0000

With Canadian Interest rates having gone up this year already, the question on everyone’s mind is likely to be how this is going to affect their various loans, credit sources and even future major financial transactions? Subsequently, how do these higher interest rates impact housing prices? With higher interest rates, one immediate response to the

The post Do Higher Interest Rates Impact Housing Prices? appeared first on Bad Credit Loans.

How Easy is it to Buy a Home in Canada These Days?

Miriam Berman — Thu, 09 Feb 2017 03:06:28 +0000

One question sure to be on the minds of many Canadians right now is whether or not they will be able to afford to buy a home in the near future. With many views floating around about the housing market and the current soaring home prices, perhaps the real question is whether or not the

The post How Easy is it to Buy a Home in Canada These Days? appeared first on Bad Credit Loans.

What’s New in Home Ownership?

Miriam Berman — Fri, 27 Jan 2017 00:13:21 +0000

Whether or not you are looking to buy a new home or thinking about it for sometime in the future, it is a good idea to be aware of all things home ownership, such as the current housing market as well as the certain rules and regulations that revolve around mortgages. Now, especially is an

The post What’s New in Home Ownership? appeared first on Bad Credit Loans.

3 Steps you Can Take to Get Approved for a Mortgage

Miriam Berman — Sun, 30 Oct 2016 23:45:59 +0000

Hoping to buy a new home this year? Well this means, you are likely to need a mortgage to help make this goal possible. If you have bad credit however, and worry that you may not be able to successfully obtain the financing you need, fortunately there are steps you can take to move closer

The post 3 Steps you Can Take to Get Approved for a Mortgage appeared first on Bad Credit Loans.

What Will Happen if the Bank of Canada Changes Their Interest Rates?

Miriam Berman — Fri, 16 Sep 2016 00:26:48 +0000

If like many Canadians, you have been pleased time and time again that the prime interest rates set by the Bank of Canada (BoC) have continued to go down, evening reaching all time lows over the course of the last year. Since the BoC’s interest rate can have many implications for borrowers who are looking

The post What Will Happen if the Bank of Canada Changes Their Interest Rates? appeared first on Bad Credit Loans.

Mortgage Alternatives: Variable versus Fixed Rate Interest

Miriam Berman — Sun, 22 May 2016 00:59:58 +0000

Ready to take that next step and become a home owner? If so, one subject matter sure to be on your mind is likely to be how you can decipher all things mortgages-related. Particularly for those new to the the home loan process, mortgages can illicit a certain level of confusion as there are a

The post Mortgage Alternatives: Variable versus Fixed Rate Interest appeared first on Bad Credit Loans.

Improving your Credit for Obtaining a Mortgage

Miriam Berman — Sun, 27 Mar 2016 02:27:43 +0000

As a prospective home owner, one major factor is going to come into play – that being your credit score. While of course there are varying degrees of what is considered good or bad credit, however when you are hoping to secure a mortgage, it is definitely ideal to look for effective ways to improve

The post Improving your Credit for Obtaining a Mortgage appeared first on Bad Credit Loans.

Is it the Right Time to Buy a Home in Canada?

Miriam Berman — Fri, 20 Nov 2015 05:16:29 +0000

Have you been thinking about taking the next step and buying a home? Whether or not you are currently struggling with debt and even if you have bad credit - if it is a goal of yours to buy a home in the foreseeable future – then being aware of the current housing market across

The post Is it the Right Time to Buy a Home in Canada? appeared first on Bad Credit Loans.

Should I Close a Loan or Keep it Open and Unused?

Miriam Berman — Thu, 29 Oct 2015 00:13:51 +0000

As you may already be aware, there are plenty of reasons why your credit score may take an unwanted tumble. It can also turn out that you are struggling with bad credit, and your credit score has continued to decline. This may then lead you to think about a variety methods of changing this situation

The post Should I Close a Loan or Keep it Open and Unused? appeared first on Bad Credit Loans.

What’s Better – Buying a New Build or an Older Home?

Miriam Berman — Fri, 09 Oct 2015 03:34:09 +0000

One of the biggest decisions that we often make in life is buying a home. An added consideration to make under the umbrella of this topic includes whether it is best to build a home or buy a previously owned home. Really, a key component of whether either is a more suitable option often comes

The post What’s Better – Buying a New Build or an Older Home? appeared first on Bad Credit Loans.