Thanks for your message – I’m glad you found our post helpful. If you’re credit is strong on its own, applying for a mortgage in your own name may be the best course forward. The key would be to talk to a mortgage broker who could give you some advice. Since they act as a conduit to getting you a mortgage they can offer you an opinion that shouldn’t impact your ability to secure a mortgage. I’m not sure about having her name on the title so again you’d want to speak to the broker about this as well. Please visit http://www.bad-credit-loans.ca/mortgage-lenders/ and click on the mortgage brokers link to the right to get in touch with a mortgage broker in your area.
I hope this helps & good luck, Miriam

Just for clarification on my end; if I have good credit and my wife has bad credit, would it be in our best interest to apply for a mortgage in my name instead of both of ours? Am I still able to have her name on the title?