Hometrust Secured Visa Low Rate Application Form 12June 27, 2014 A+ A- Email Print 0 Flares 0 Flares × Online Form – Secured Visa with fee Carrie August 11, 2014, 3:12 pm I am looking for a secured credit card with $500 amount to help build back my credit. Miriam Berman August 15, 2014, 3:36 am Hi Carrie, Have you tried the links on our site? For personal loans one of our providers should be able to assist you. Good luck, Miriam Steven September 17, 2014, 3:18 am I don’t know what my credit score is but I have applied for 2credit cards in the past year and I have been denied. I currently have one credit card that I can use. I make monthly payments to it. Is it possible for me to get a credit card with a low interest rate? I want to improve my credit score, I’m only 23 Miriam Berman September 19, 2014, 8:35 pm Hi First, it would be a good idea to get a credit report. If you pay on time you should be able to secure a low interest rate. Have you consulted with your bank? This could be a good first step especially if you have an existing relationship with them. I hope this helps, Miriam Tom February 26, 2015, 9:42 pm I just applied. Is submitting deposit a guarantee of a credit card. If declined for a card how soon will my deposit be returned Second can payment of card payments be done through on line banking? Thank You Miriam Berman February 27, 2015, 12:05 am Hi We don’t approve the credit cards so you will have to wait to hear back from the credit card supplier. Who did you deposit funds with? Did you do this before speaking with someone / getting contact from the credit card provider? Thanks Miriam Tom February 27, 2015, 1:58 am I haven’t deposited any funds yet, just did the online application this afternoon for Home Trust Visa Haven’t spoken to anyone but was given the address to send the money too Miriam Berman March 11, 2015, 10:37 pm OK Tom. Thanks – I would ask for further information & for you to do some research on them to ensure they are legitimate. I would recommend that you contact the Credit Couselling Society – http://www.nomoredebts.org/ – to double check. Good luck, Miriam Jane beck March 22, 2015, 2:14 am Is this guaranteed approval. I’m really looking to improve my credit I do have two accounts in collections. Would this hinder my approval for a cc? I don’t want an inquiry on my account if my application gets denied. Ty Miriam Berman March 25, 2015, 11:42 pm Hi From our understanding, once you send through your information to the loan provider they will get in touch as they will need more information before they process the loan application. To be safe, keep some of your information incomplete so there is a need for them to get in touch before processing. Once you speak to the lender get verification if they believe this will be successful or not. I completely understand that you want to limit the number of inquiries. Thanks & good luck, Miriam Kevin April 8, 2015, 7:49 pm Do I have to put the full deposit down right away? We’re a little tight on cash until Friday. One website I was on said that Home Trust can work with you on how you can do the deposit after the application is sent in. Is this true? Miriam Berman April 14, 2015, 11:45 pm Hi Yes – they should be able to work with you. The best way to learn more and see how they can help is to get in touch with the lenders on our site. Normally you would be required to deposit funds once approved. Thanks Miriam Leave a Reply Cancel reply Your email address will not be published. Required fields are marked * Name * Email * Website Comment Don't subscribe All Replies to my comments Notify me of followup comments via e-mail. You can also subscribe without commenting.